Please be advised that GCLM has closed its doors effective immediately. This closure is due in part to many mortgage lender's and servicer's inability to comply and unwillingness to help our mutual borower's. It is also due in part to Federal regulations that do not allow us to be fairly compensated for the work that we do. Please contact your lender directly in order to complete the process we have begun. We apologize for any inconvenience this has caused.
- Management
Do you answer "YES" to any of the following questions?
Have you or your spouse been laid off from work or have they cut back your pay/hours?
Perhaps you have medical problems and can no longer work?
Are you late on your bills trying to come up with your mortgage payment every month?
Do you currently owe more than your home is worth?
Have you tried to refinance your high rate adjustable loan only to be told you cannot qualify?
Are you tired of the annoying phone calls about your late payments?
Go to our FAQ's page for more information.
You can do something about it! Don't wait...It's time to take control of your situation! Let Gulf Coast do all of the negotiating for you.
Don't lose your home to foreclosure. Let us help!
We are trained foreclosure workout specialists and your case will be handled by a real foreclosure prevention professional. Our staff consists of loss mitigators that actually worked for lenders for instance Option One, Homecomings Financial, EMC, HSBC, and Washington Mutual in their Loss Mitigation department. Do not leave your home in the hands of people that are really not prepared to help. If you want to trust your foreclosure to someone that learned from home study course on foreclosure assistance or attended a weekend foreclosure training, that is mainly what is offered to you. You are far better off working with a company that has a staff trained by the mortgage companies some of which are now foreclosing on your house. That to me sounds like an easy answer. Our experience and time we have put into saving homes from foreclosure with mortgage companies is invaluable. We still have access to loss mitigation professionals from the largest mortgage companies. We are on the cutting edge of industry standards, we have years of foreclosure experience and are continually training our staff on foreclosure law. We care about homeowners that are in foreclosure and will work with every foreclosure technique to help you save your home.
Click here to go directly to our contact page and fill out the information so we can pre-qualify you immediately...
Every day you wait - is one day closer to losing your home! This is not the time to procrastinate!
Our highly experienced team of mortgage modification and short sale specialists will do everything within our reach to negotiate new terms for your loan. Many times we have successfully lowered the payments and modified the loan to a lower fixed rate that is guaranteed not to increase for the remainder of the term. In many cases we have been able to negotiate a “forgiveness” of any missed payments that have not been made. In fact, we have been able to, in some cases, lower the amount owed on the loan to or near current market value. This is what we ultimately strive for but it is not as common of an outcome.
Regardless of the specific outcome, your loan will be modified to the best terms possible your lender will allow. The lender is the ultimate decision maker when it comes to a successful negotiation. Your cooperation and ability to produce documents as quickly as possible will also help in the negotiation process. When they see you are serious about bettering your situation and saving your home, the more apt they are to resolve your request quickly and efficiently. Our ultimate goal is to save your home and make it affordable for you to manage your payments. What sets us apart is that we know the business inside and out…we fight until we have the best possible terms they will provide. We are in your corner fighting for you!
Having a foreclosure and bankruptcy on your credit will hurt for many years to come. That is the last option you would want to consider. Let us do the work for you. With our success rate, you can rest assured that the job will get done right! If you do in fact fall into that 4% that we cannot help, then your next option may be to short sell the home or file bankruptcy. We will turn your file around and work towards a short sale solution with your lender and help in securing a loan for your prospective buyer through our affiliate mortgage company. In the event a foreclosure is the only option, then we will facilitate the paperwork and mediate for you by stopping the sale and proceeding forward, giving you more time to find a solution.
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